Should You Buy Aeroplan Points? (Current 90% Bonus Explained)

Aeroplan is currently offering up to a 90 percent bonus when purchasing points.

At first glance, that sounds aggressive. Almost too good to ignore.

But buying points is not something you should do just because there is a promotion running. Like most things in the points world, it only makes sense when it fits into a specific plan.

The first thing to understand is what a 90 percent bonus actually means. It does not mean points are 90 percent off. It means that when you purchase a set number of points, Aeroplan adds 90 percent more on top. So if you were to purchase 50,000 points, you would receive an additional 45,000 points as a bonus, for a total of 95,000 points.

The headline number is exciting. But the real question is what you are paying per point, and more importantly, what you plan to use those points for.

Buying Aeroplan points can make sense in very specific situations. If you already have a redemption in mind and you are just short on points, purchasing a small amount to top up your balance can be reasonable. It can also make sense when the cash price of a premium cabin ticket is extremely high, but the points price remains relatively stable. In that case, even purchasing points at a discount can still represent strong value compared to paying cash.

The key is that you already have availability identified and you are ready to book. You are not buying points speculatively. You are using them immediately for a redemption that makes financial sense.

Where people run into trouble is buying points simply because there is a promotion. Aeroplan pricing can change. Award availability can disappear. Travel plans can shift. Points are a currency, but they are not as stable or flexible as cash. If you are purchasing points without a specific booking lined up, you are taking on unnecessary risk.

Personally, I only consider buying points if I have already found the exact flight I want and have run the numbers carefully. If the total cost of purchasing the required points is meaningfully lower than paying cash for the same seat, and I am confident I will book immediately, then it can make sense. Otherwise, I focus on earning through welcome bonuses and everyday spending.

Transferable points also provide flexibility that purchased points do not. When you buy Aeroplan points, you are locking yourself into that one program. That can be fine in the right situation, but it should be a deliberate choice.

A 90 percent bonus sounds exciting. And in the right circumstances, it can be useful. But buying points should never be your starting strategy. Structured earning through strong welcome bonuses and smart transfers is almost always the more sustainable path.

If you have a specific redemption ready to book and you are just short on points, this promotion might be worth considering. If you do not have a clear plan, it is usually better to wait.

In the points world, structure beats urgency every time.